Resources

Budgeting

• Budget worksheet (XLS format)

Buying a car

• Car payment calculator
• Used-car priority work sheet
• Used-vehicle description checklist
• Used-vehicle test drive checklist
• How much will your vehicle cost checklist

Checking

• Balance your checkbook calculator

Credit cards

• Pay off credit card debt calculator
• 5 Tips for Getting the Most From Your Credit Card
• How to Avoid a Credit Calamity
• How to Read Your Credit Card Statement
• New Credit Card Rules
• Sample Close Account Letter
• Using a Credit Card: Your Rights and Responsibilities
• What that Credit Card Offer Is All About
• What to Do if You Find an Error on Your Credit Card Bill
• What to Do if Your Card Is Lost or Stolen

Definitions and acronyms

• Money words

Investing

• The value of long-term investing
• Got money to lend? Buy bonds
• What is the stock market?
• Individual stocks or mutual funds...what’s best for me?
• How to find a stock that ‘fits’ your investment goals
• Mac and Aisha learn now to invest in athletic shoes
  • Part 1: How to find information about stocks
  • Part 2: What dividends and capital tell you about a company
  • Part 3: Understanding the price-to-earnings ratio
  • Part 4. How debt ratio and industry structure help you pick stocks
• How to evaluate a broker
• Investment vocabulary

Loans

• Loan payment calculator

My money

• First job, first paycheck

Paying for school

• College preparation timeline and resources
• Campus visit checklist
• Selecting the right school for you
• FAFSA and financial aid information
• Tips for finding scholarships
• Smart loan shopping tips
• Tax benefits & school savings plans

Savings

• Savings calculator

Setting goals

• Goal setting work sheet
• Action planning work sheet

Shopping

• Comparison shopping worksheet
• Online consumer resources
• Tips for trouble free online shopping
• What if my stuff is wrecked or stolen?
• When you have to take it back